Junk In Is Junk Out

Applying for a mortgage loan in today’s environment can be a stressful endeavor.  With the changes brought about from the recent mortgage crisis, the documentation lenders ask buyers to provide can sometimes be overwhelming.  Time is also of the essence, since loans are locked for a certain short period of time.

So, make sure you have clear information from your lender on what they need from you to get your loan underwritten and approved.  Providing all documentation as fully as possible on the front end of the process makes for a smoother loan experience.  Like the saying goes, “junk in is junk out”.  The more complete and thorough you are with providing what is requested, the easier the process will be when buying a home.

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