Applying for a mortgage loan in today’s environment can be a stressful endeavor. With the changes brought about from the recent mortgage crisis, the documentation lenders ask buyers to provide [...]
In the 20+ years I have been originating mortgages, there have been many times I’ve heard a prospective buyer say, “My credit is too poor to buy a home”. Well, much of the time they were [...]
With today’s interest rates at historical lows and prices of homes in Baldwin County recovering from the depressed housing market, now is the best time to purchase a new home! On most occasions, [...]